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How Do Personal Loans Work? 04/13/2023 08:00pm • Personal loans are one way to get financing for a major expense, often at an affordable rate compared to credit cards and other high-interest borrowing options. However, before you get too deep into researching the best personal loan lenders, make sure you understand how a personal loan works and wh When Is the Best Time to Pay My Credit Card Bill? 04/12/2023 08:00pm • Timing is everything, especially when paying your credit card bill. If you want to avoid penalties, plan to pay your credit card bill by the due date. But an early credit card payment might make sense if you want to improve your credit score and save on interest charges. When Is the Best Time to Pay Two-Thirds of Homebuyers Are Holding Out for Lower Rates 04/11/2023 08:00pm • The 2023 spring homebuying season is right around the corner -- and higher mortgage rates have some homebuyers feeling "extremely" stressed as many are forced to cut their home price budgets, according to a March 2023 survey by U.S. Â鶹´«Ã½. Between March 23 and 27, U.S. Â鶹´«Ã½ ran a nationwide survey of 7 of the Best Tax-Free Municipal Bond Funds 04/11/2023 08:00pm • After maximizing contributions to tax-advantaged accounts like a Roth IRA or 401(k), most investors will begin contributing to a taxable brokerage account. In general, the same principles for asset allocation still apply here -- stocks drive returns but carry the majority of the risk, while bonds pr How to Choose a Credit Card: 5 Simple Steps 04/11/2023 08:00pm • Key Takeaways -- You can learn how to choose a credit card by following five steps.-- Based on your credit score, focus on credit cards that you are more likely to get approved for.-- Choose a type of credit card that you don't currently possess.-- Before applying for a credit card, compare cards so Is Debt Consolidation a Good Idea? 04/11/2023 08:00pm • If you're wondering whether debt consolidation makes sense for your finances, the answer is a resounding it depends. Debt consolidation could allow you to combine your debts into one and save money. But factors such as your credit score and financial habits can influence whether consolidating debt w How to Handle Taxes When You Live and Work in a Different State 04/11/2023 08:00pm • If you live in one state and work in another, taxes can be complicated. And the rules can vary significantly from state to state. Some states with a lot of commuters have reciprocity agreements, so you're only taxed by your state of residence even if you cross state lines to go to work. Other states General Assembly caps session that saw passage of top Democratic priorities, renewed partnership with governor 04/11/2023 12:21pm • This content was republished with permission from WTOP’s news partners at Maryland Matters. Sign up for Maryland Matters’ free email subscription today. An angry Republican walk-off in the House of Delegates and a photo finish in the Senate ended the 2023 session of the Maryland General Ass Md. General Assembly caps session passing top Democratic priorities, renewed partnership with governor 04/11/2023 05:30am • This content was republished with permission from WTOP’s news partners at Maryland Matters. Sign up for Maryland Matters’ free email subscription today. An angry Republican walk-off in the House of Delegates and a photo finish in the Senate ended the 2023 session of the Maryland General A 15 Best Dividend Stocks to Buy Now 04/09/2023 08:00pm • The stock market had a solid rally in the first quarter of 2023. While investors look for bright spots after a difficult 2022, there are some troubling warning signs for the market: Inflation is elevated, the Federal Reserve continues to raise interest rates and the regional banking crisis has cause How Much Does It Cost to Sell Your Home? 04/09/2023 08:00pm • Many sellers might not realize the true cost of selling a house until they're signing documents at the closing table -- which can quickly add up to tens of thousands of dollars. Sellers can expect to pay between 10% and 15% of their home's sale price in selling costs. It's important to be aware of t 5 Best Airline Stocks to Buy This Year 04/09/2023 08:00pm • The airline industry hasn't had the easiest run since the COVID-19 pandemic, but things are starting to look up in 2023. The U.S. Global Jets ETF (ticker: JETS), an exchange-traded fund, or ETF, that tracks the airline industry, is up more than 1% year to date. Airline travel numbers are also nearly DC leads nation for IRS robo-scams (and no, the IRS won’t text you) 04/07/2023 09:49am • Reston, Virginia-based Transaction Network Services has seen a spike in recent months in IRS-related robocall and robotext scams — and residents in the D.C. region are getting a lot of them. “What we see now in the D.C., Maryland and Virginia area there is the highest level of per-capita spam What Is 'Lifestyle Creep' and Should You Try to Avoid It? 04/06/2023 08:00pm • It's human nature to always want more than we have. "It's called the hedonic treadmill, and it is the idea that humans always revert back to a baseline level of happiness and are never truly satisfied. We always want more, more, more," Yanely Espinal, director of educational outreach for Next Gen Pe 8 of the Best Low-Risk Investments in 2023 04/06/2023 08:00pm • Investors steered through calm waters in January and February, with stocks generally up on speculation that the Federal Reserve would curb its recent spate of interest rate hikes, and amid optimism that the Fed might throw in a rate cut or two by the end of 2023. The S&P 500 was cooperating, up