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Everything You Need to Know About the Pell Grant 03/22/2023 08:00pm • As families weigh the affordability of colleges, they should be aware that the federal Pell Grant is the first form of aid a student with exceptional financial need can expect to receive. This guide provides in-depth information about the grant, including answers to frequently asked questions. What The Pros and Cons of Personal Loans 03/21/2023 08:00pm • For consumers, personal loans can bring mixed blessings. A personal loan can help you finance a large purchase or consolidate credit card debt into a single fixed monthly payment. But as with any financial product, there are also drawbacks. Some lenders charge high interest rates, for example, which Are Personal Loans Taxable? 03/21/2023 08:00pm • Personal loans can be useful when you need extra funds, since you can use them for a variety of purposes. With a personal loan, the lender gives you a lump sum that you'll pay back with interest in monthly installments over time. A question you may have is whether the funds you receive count as ta How Much You Should Save by Month and by Age 03/21/2023 08:00pm • Are you getting more serious about your savings plan? If so, that's smart. But how much should you save and should it change throughout your life? Here's what the financial experts say. What Percentage of Your Income Should You Save Each Month?When it comes to how much you should save per month, you How Much Available Credit Should I Have? 03/20/2023 08:00pm • When you think about available credit, you probably figure that the more you have, the better off you are. In general, that's true. But there's no magic number for available credit. Whether your available credit is $1,000 or $10,000, you can do well, as long as you manage it responsibly. Here's how 7 Strategies to Pay for Graduate School 03/20/2023 08:00pm • Whether a student chooses to enroll in graduate school shortly after completing an undergraduate program or after spending several years in the workforce, earning an advanced degree can be costly. "It's a big life change, especially if you've gone into the workforce and you're coming back to school Why Bond Duration Matters for Investors 03/20/2023 08:00pm • Fixed-income investing doesn't have the same glamour and round-the-clock news coverage as stock investing. There's no such thing as a "meme bond." Regardless, bonds are a crucial component of a properly allocated portfolio, and investors would be well served by having at least a passing familiarity Las Vegas Housing Market Forecast 03/20/2023 08:00pm • Although made famous for its world-class casinos and entertainment offerings, the unlikely success story of this region in the middle of the Mojave Desert now includes a variety of major league sports teams (with perhaps more on the way), an economy that has expanded beyond hospitality and amenities How to Invest $10,000 for Retirement 03/19/2023 08:00pm • Americans could use a difference-maker with their retirement savings, and the sooner the better. According to the U.S. 麻豆传媒 & World Report Retirement Inflation Survey: -- 41% of Americans stopped putting money into a retirement fund in 2022 due to a higher cost of living.-- 32% withdrew some of Tips for Parents of Law School Applicants 03/19/2023 08:00pm • As thrilled as you may be to hear that your son or daughter plans to apply to law school, it's natural to feel some uncertainty about your role in the process. After all, law school applicants are generally in their 20s. While they may still depend on their parents for moral and financial support an Are Debit Cards Protected From Fraud? 03/19/2023 08:00pm • Debit cards are as vulnerable to theft as credit cards and offer limited fraud protection. Depending on how soon you report the fraud, you could be responsible for up to $50 in unauthorized transactions -- or the full amount. Learn about debit card fraud protection and what you can do to minimize yo 8 Personal Finance Ratios You Should Be Tracking 03/16/2023 08:00pm • If you consult a financial planner or advisor for help managing your money, the first thing they'll do is use ratios to analyze your financial situation and enable them to make recommendations about asset allocations, debt repayment and more. On the other hand, if you're interested in a DIY money ap How to Mentally -- and Financially -- Prepare for a Disappointing Tax Refund 03/16/2023 08:00pm • You may be eagerly awaiting your tax year 2022 refund to help shore up your finances -- especially if you received a big one last year. About two-thirds of individual taxpayers were entitled to refunds when they filed their tax year 2021 returns in 2022 and the average amount was nearly $3,200, acco Is Graduate School Worth the Cost? 03/16/2023 08:00pm • Seeking more education may feel like a promising option for gaining skills and increasing job opportunities, but prospective students must first determine whether graduate school is worth the cost. In recent years, increased federal and legislative attention has been paid to the cost of an undergrad How the 70/20/10 Budget Rule Works 03/16/2023 08:00pm • If you want to take control of your spending, saving and borrowing with an organized cash flow plan, you're in good company. A 2023 Morning Consult poll found that 89% of U.S. adults who have financial goals want to create and maintain a budget. Because developing an effective money management plan