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What Is the Average Credit Score? 06/27/2024 08:00pm • The average FICO credit score in the U.S. is 717. The average VantageScore, another frequently used credit scoring model, is 702. "There are hundreds of different credit scores, and they all use the information in your credit report to generate a score," says Rod Griffin, senior director of consumer This Is Why You Might Be Responsible For Paying Your Parents' Medical Debts 06/27/2024 08:00pm • If you're like most Americans, handling the vast array of health care expenses is a major financial challenge. As those costs rise, so does anxiety. A February 2024 KFF Health Tracking poll found that 74% of respondents were worried about how they would pay for unexpected medical bills and health ca How to Build Credit Fast 06/27/2024 08:00pm • Building credit can take years. And if you're one of the 26 million Americans that are credit invisible -- consumers who don't have a credit record -- building your credit from scratch can feel overwhelming. But there are tangible steps you can take that will catapult you in the right direction. How 7 Best Long-Term ETFs to Buy and Hold 06/27/2024 08:00pm • Over the last decade or two, many financial advisors have stopped trying to convince investors to frantically move their money around. Instead they have been recommending a more hands-off approach. That's because the numbers make it hard to argue that a different course of action will realistically Things to do in the DC area: Lavender Con, Smithsonian Folklife Festival ... and more! 06/27/2024 10:29am • There鈥檚 so much to do in the D.C. area in the coming days, and WTOP has you covered with our weekly roundup of area events worth anticipating. Check back every Thursday for a roundup of聽Things to do in the D.C. area. For the first time in the District, a book festival totally focused on LGB 5 Best Closed-End Funds for 2024 06/25/2024 08:00pm • Exchange-traded funds, or ETFs, are popular these days, but closed-end funds, or CEFs, can be a great option for investors seeking income as well. Like stocks, CEFs debut via an initial public offering, or IPO, where the fund manager issues a fixed quantity of shares. These shares can track a variet How to Minimize 4 Financial Management Disasters That Come With Aging 06/25/2024 08:00pm • Many people spend their lives planning and preparing for old age. However, as individuals age, they may encounter some unexpected situations. While not the most enjoyable thought experiment, it's important to consider the risks that come with aging and how they can impact a person's financial situat 9 Best Cheap Stocks to Buy Under $10 06/25/2024 08:00pm • Stocks trading under $10 can be attractive for investors looking to scoop up some cheap shares. Unfortunately, quality stocks trading for less than $10 are few and far between. Stocks priced at this level can be a red flag for investors that something serious is wrong with a company. Many of these s 7 Best Dividend ETFs to Buy Now 06/25/2024 08:00pm • Many investors are generally interested in dividend stocks. But if you took a group of these folks and asked them to explain their ideal investment in greater detail, chances are you'd find everyone has their own unique approach to long-term income investing. That's because there's no such thing as How to Choose Between Applying to Law School, Taking a Gap Year 06/25/2024 08:00pm • While business schools expect applicants to gain work experience before they apply, law schools have a more broad-minded outlook. Law schools tend to seek a balance between older applicants, fairly recent graduates and those coming straight from college, sometimes dubbed "KJD" because of their unbro 7 Strategies to Bump Up Your Retirement Date 06/24/2024 08:00pm • By and large, Americans want to retire earlier than later. Retiring early and living for 40 years will require a lot of cash, and most Americans don't have it. A recent AARP report notes that 20% of U.S. workers 50 or older have no retirement savings. And 61% say they're worried they won't have enou Inflation Calculator: See How Much Inflation Is Costing You 06/24/2024 08:00pm • After sharply increasing in 2022, inflation has been moderating in the U.S. The increase in overall prices -- measured by the consumer price index -- was 9.1% for the 12 months ending June 2022. Comparatively, inflation is lower now -- the CPI increased by 3.3% over the 12 months ending in May 2024. When Will the Housing Market Crash? 06/24/2024 08:00pm • The housing market continues to defy gravity and set record high sales prices. In the past, when mortgage rates rose, home prices would decline to maintain affordability. Today, however, with so many existing homeowners locked into their existing low mortgage rates of 4% to 5% or below, there have n How the Lottery Works, and Is It Worth Playing? 06/23/2024 08:00pm • Playing the lottery can be fun, especially when the potential payout is enormous. For as little as a dollar or two, you have the potential to become a billionaire. And the lottery is also big business. According to the North American Association of State and Provincial Lotteries, which represents 53 Can You Pay Off Student Loans Early 06/23/2024 08:00pm • If you're one of the nearly 43 million Americans with student loan debt, you might be wondering if you can pay off your student loans early. The answer is yes. There's no penalty for paying off student loans ahead of schedule, and you could save a lot of interest by doing so. However, prepaying stud