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What Is a Credit Report? 06/17/2024 08:00pm • A credit report is essentially a financial report card that outlines how well you have managed debt. When you apply for a loan, lenders typically review your credit history to assess how risky it is to lend you money. Or a landlord might review your credit report when you apply for an apartment. Und Which Generation Has the Most Wealth? 06/17/2024 08:00pm • Owning more than you owe is the initial step toward achieving economic security. As your net worth escalates, so does your wealth. On an individual level you have considerable control over your money, from how much you earn and borrow to the amount you save and invest. Despite pandemic-related setba Even if Medical Debt Isn't on Your Credit Report, It Can Drag Down Your Credit 06/17/2024 08:00pm • The Consumer Financial Protection Bureau proposed a new rule on June 11 that would ban unpaid medical debt from appearing on credit reports. The proposal is open to public comment and has not been finalized, though it would likely take effect in 2025. The rule would aim to close a regulatory loophol How to Prepare for Dramatically Higher Federal Student Loan Interest Rates 06/17/2024 08:00pm • When federal student loan interest rates increase again in July 2024, undergraduate students taking out direct loans for the 2024-2025 academic year will see some of the highest rates in over a decade. Meanwhile, graduate and professional degree students and parents taking out direct Grad PLUS or Pa What Is Budget Counseling -- And Do You Need It? 06/16/2024 08:00pm • It can be challenging to keep your finances in check, particularly with an unpredictable economy, inflation and rising household expenses. Budget counseling could be the answer to get in a better position to manage your money. Read about what it is and how to decide if you need it. What Is Budget Co 7 Best Money Market Funds to Buy for 2024 06/16/2024 08:00pm • Both the European Central Bank and the Bank of Canada have initiated 25-basis-point cuts in their policy interest rates, but their U.S. counterpart has not followed suit. In its June decision, the Federal Reserve again kept its policy interest rate unchanged at 5.25% to 5.5% and indicated that marke Mountain Valley Pipeline goes into service, starts delivering gas in Virginia 06/15/2024 10:48pm • Mountain Valley Pipeline, the 303-mile vessel that will deliver natural gas from the Appalachian region of West Virginia into Southwest Virginia, officially went into service Friday, after about a decade of steadfast opposition over concerns about environmental and community impacts in the areas in Godfather of Go-Go's son leads Chuck Brown Band at Maryland concert to ring in Father's Day, Juneteenth 06/14/2024 06:53am • It's time to "bust loose" and ring in both Father's Day and Juneteenth with some go-go music! This Saturday, the Chuck Brown Band headlines a free concert at Watkins Regional Park in Upper Marlboro, Maryland, from 12 p.m. to 5 p.m. on a lineup that includes Trouble Funk, the Luther Relives Tr 10 Best Value Stocks to Buy Now 06/12/2024 08:00pm • The stock market keeps hitting new record highs, with the tech-heavy Nasdaq 100 posting particularly impressive gains. Investors who are nervous about chasing the momentum-heavy growth stocks up at these prices might be wondering where to put their capital to work. Interestingly, outside of the lead What Is Cash Stuffing? 06/12/2024 08:00pm • Cash stuffing is a trendy term, popular with Generation Z and popularized on social media sites like TikTok. But the concept is hardly new. Still, it's a creative way to save money -- and certainly one that deserves to catch on. So, if you're wondering if it works and if you should give it a try, co How Much Money Do You Need to Retire at Age 40? 06/12/2024 08:00pm • For many Americans who have a tough time saving, retiring at age 40 can seem like a pipe dream. But as the old saying goes, if there's a will, there's a way. To save enough money for a comfortable retirement by early middle age, you'll clear some high hurdles and adopt a spendthrift mindset. "Yes, r 5 Best Charles Schwab Money Market Funds 06/11/2024 08:00pm • Keeping some cash on hand as "dry powder" can be a useful strategy for beginner and advanced investors alike. Cash can serve as a psychological aid to stay invested during periods of market volatility, enable dollar-cost averaging or provide the opportunity to take advantage of a downturn to buy the 16 Things to Do When You're Deep in Debt 06/11/2024 08:00pm • Americans are carrying a lot of debt. According to the Federal Reserve Bank of New York's Center for Microeconomic Data, total household debt increased by $212 billion in the fourth quarter of 2023, making it so that everyone owes a collective $17.5 trillion. In addition, America's credit card balan Survey: Unwilling to Sell, Many Homeowners Remodel Instead 06/11/2024 08:00pm • Today's homeowners have a problem that many aspiring first-time homebuyers would be lucky to have: Their mortgage rates are too low to give up, and their monthly payments are too cheap to trade in. Some homeowners don't want to move and sacrifice their lower housing payments, and others can't afford What Is a Second Mortgage? 06/10/2024 08:00pm • A second mortgage is a loan secured by real estate when there is already another loan on the property. Second mortgages are sometimes called junior liens. Your home can serve as collateral for a few different loans at once. You might get a second mortgage to pay for a big purchase or to finance a ho