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How to Financially Prepare for a Government Shutdown 09/24/2023 08:00pm • When a government shutdown occurs, your budget could be affected in myriad ways. You might see few to no changes in certain areas, such as continued Social Security paychecks or a government pension. Other segments could have more intense consequences, including delays in travel or application appro 670 Credit Score: Is It Good or Bad? 09/24/2023 08:00pm • The wonderful news about having a 670 credit score is that you can legitimately claim you have a good credit score. But the bad news is that you only barely have a good score. If you drop one point and slide down to 669, you go from having good credit to fair credit. With fair credit, you'll see hig 9 Money Apps to Keep Your Retirement Planning on Track 09/24/2023 08:00pm • If you're like most people, your life is so busy that you have little time to dedicate to your finances. Ensuring that you're on the right track with your retirement goals can be tough, but it's important. A 2023 Fidelity report found that the typical American household has saved just 78% of the amo 5 Great Fixed-Income Funds to Buy Now 09/24/2023 08:00pm • For many younger investors who began their financial journeys during favorable bull markets, the alluring prospects of swift gains often eclipse the lurking dangers of sharp declines. Guided by optimism and lacking the sobering experience of past downturns, these investors may inadvertently overesti 7 Best Money Market Funds for 2023 09/24/2023 08:00pm • The U.S. stock market may have shown strong performance year to date, but the Federal Reserve's fight to tame high inflation isn't over yet. On July 26, the Fed implemented its 11th interest rate hike since March 2022 to bring the federal funds rate to a target range of 5.25% to 5.5%. Along with its How to Save $15 a Day 09/21/2023 08:00pm • Saving $15 a day might be easier than you think. It's a good idea, too, since having a savings account to fall back on if times get tough can give you peace of mind. Too many Americans don't have this safety net, however. A 2023 YouGov poll found that one in 10 U.S. consumers don't have any money in How to Save on Everyday Expenses 09/21/2023 08:00pm • When money is tight, building a budget is difficult. At some point, trimming discretionary spending can only help so much. When your required bills and everyday expenses like food and gas outpace your earnings, you'll need to either find another source of income or get creative about savings. The go What Is APR on a Credit Card? 09/21/2023 08:00pm • When comparing credit cards, one of the key factors to consider is the annual percentage rate, or APR. Unlike with other types of loans, credit card APR is a bit tricky to understand since it's calculated differently. And there are different credit card APRs depending on the type of card activity. T Is a 401(k) Worth It in 2023? Pros, Cons and Costs 09/21/2023 08:00pm • If your employer offers a 401(k) plan, contributing to it is an easy way to set aside funds for retirement. These accounts are designed for long-term saving and include some key advantages. However, you'll want to be aware of the potential downsides attached to a 401(k). Once you understand the pros How Much Money to Have Saved for Retirement by Age 60 09/21/2023 08:00pm • If you're in your 40s, 50s or nearing your 60th birthday, you're probably wondering: How much money should I have saved for retirement by age 60? You may not be planning to retire at 60, but it's close to the median retirement age of most Americans. (That's age 62, according to 2023 EBRI Retirement How Panama Canal Supply Chain Issues Impact Shipping Stocks 09/21/2023 08:00pm • Products available in e-commerce stores, local marketplaces and other venues go through multiple stages of the supply chain to reach your front door. Any imbalances in this supply chain can prolong the delivery of goods and impact prices. Changes to the supply chain don't only impact the delivery of What Net Worth Do You Need to Retire? 09/19/2023 08:00pm • If you're thinking about saving for retirement, calculating your net worth can be a useful tool. It can help you evaluate your current financial picture, set goals and budget for retirement. While looking at finances may be necessary as you plan, keeping a holistic viewpoint which includes health an Which Type of Mortgage Is Best For You? 09/19/2023 08:00pm • Homeownership is a powerful financial investment that can help your family build wealth and equity for generations to come. But the decision to buy a home isn't taken lightly, especially when it comes to borrowing a six-figure mortgage that you may be repaying for decades. Choosing the right type of See the Average College Tuition in 2023-2024 09/19/2023 08:00pm • The average college tuition cost has increased in the 2023-2024 academic year over the prior year across both public and private schools, according to U.S. Âé¶¹´«Ã½ data based on an annual survey. A college's sticker price is the amount advertised as the full rate for tuition and fees before financial n 'It's heartbreaking at times': Maryland expert offers advice on tackling student loan debt 'It's heartbreaking at times': Maryland expert offers advice on tackling student loan debt 09/19/2023 05:14pm • Starting Oct. 1, holders of student debt will have to resume payments, but the interest is already starting to accrue. That's why the founder and executive director of a nonprofit designed to help people tackle their student debt said it's so important to take action now. "The biggest mistake
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